Understanding College: Credits, Semesters, & Quarters

Tamra Kerns

How Do College Credits Work?


What Are Credits?


Credits measure how much work a course requires.


The typical formula:


  • 1 credit = 1 hour in class per week
  • So a typical 3-credit course = 3 hours in class per week 


Typical courses:


  • 1 credit: Labs, seminars
  • 3 credits: Most standard classes
  • 4-5 credits: Language, science with lab


Credits needed to graduate:


  • Associate: ~60 credits
  • Bachelor's: ~125 - 135 credits , so that means around 43 classes, or 5 - 6 each semester
  • Master's: ~30-60 credits


Time Commitment


Most colleges will tell you that, depending on the major, for every one hour spent in class per week you will need to spend 2 - 3 hours doing homework or studying. 


Example: 15 credits per semester (5 classes)


  • 15 hours in class
  • 30-45 hours homework/study
  • = 45-60 hours per week (like a full-time job!)


Pro tip:
Balance easy and hard courses so you don't overload yourself.


Semesters vs. Quarters


Many universities and colleges (90%+) are on a
semester schedule. Some use a quarter  system. There are also a handful of other schedules used, like ones that do intensive classes on 1-2 subjects only for 3.5 weeks and then move onto another one.


Semester System


  • 2 terms per year (Fall, Spring) + optional summer
  • 15 weeks each
  • Take 4-6 classes per term (12-18 credits)
  • 8-10 classes per year
  • Schedule: Aug-Dec, Jan-May


Quarter System


  • 3-4 terms per year (Fall, Winter, Spring, + optional summer)
  • 10 weeks each
  • Take 3-4 classes per term (9-12 credits)
  • 12 classes per year (more variety!)
  • Schedule: Sept-Dec, Jan-March, April-June


Schools using quarters: Stanford, most UCs, Northwestern, Drexel, Rose-Hulman, and more

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